What are cookies?
The cookies may also allow Spartan Financial Solutions to record additional information on the webpages you have visited and the contents of those webpages, any information you input, your referring URL or IP address, your time of visit and related session information, your requested page, web browser type, USR agent, status of request (successful reply), cookies, number of bytes in the response, and query string and any information or technical detail your browser is sending to us.
Spartan Financial Solutions uses this information to better understand website usage in the aggregate so that we know what areas of our website users prefer. This information is stored in log files and is used for statistical reporting and in limited circumstances to prevent fraudulent claims.
How do we use them?
We use two classifications of cookies:
There are three types of cookies on our websites which fall under the two classifications:
A session cookie exists only while the user is reading and navigating the website. Session cookies enable users to carry out essential tasks on our site, without them the site will not function correctly. This type of cookie expires as soon as you exit the browser you are using to view our website.
A persistent cookie will outlast a user’s session. This could be used to record a vital piece of information such as how the user initially came to this website or to record details about the last browsing session on the site. For this reason persistent cookies are also called tracking cookies.
Third party cookies
Spartan Financial Solutions monitors this information to gather data about repeat visitors to our site and their user experience. This helps us ensure that improvements are consistently made to our sites based on your experiences. Google also reserve the rights to the data collected.
The Google Analytics features implemented by Spartan Financial Solutions include Remarketing and Double Click. These tools are used to advertise online, where the information obtained is used to inform, optimise, and advertise based on past visits to our site. These advertisements may be shown on sites across the Internet.
How to disable your cookies
Remember, if you refuse to accept cookies, certain critical elements of web sites will not function correctly.
Specific Cookies Used
Sustainability Factors – Investment/IBIPS/Pension Advice
When providing advice, the firm considers the adverse impact of investment decisions on sustainability.
As part of our research and assessment of products, the firm will examine the Product Providers literature to compare financial products and to make informed investment decisions about ESG products.
The firm will at all times act in the client’s best interests and keep clients informed accordingly. The consideration of sustainability risks can impact on the returns of financial products.